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The Benefits of Health Insurance Reform For Children

health insurance for childrenAccording to healthcare documents released by the White House web site, all children will enjoy distinctive healthcare benefits under the new health insurance program. They will have access to affordable, quality health care. The cost of health care for kids will be lower. There will also be increased choice for children's healthcare needs.

Quality Health Care At Affordable Prices

All children will be have access to dental, vision and hearing care, as well as improved basic pediatric care. In the past year, 12% of kids have not seen a doctor because many health plans lack coverage for such needed childhood health services. These improvements in health care will make children better able to learn and do better in school.

Due to a lack of primary care providers, about 22 million children have no access to pediatric care. The new health reform will bring increased numbers of health care workers who specialize in pediatric care to school-based clinics. This will make sure that all children have increased access to health care of quality from good doctors, nurses and other professionals.

In more than 50% of cases, children do not actually receive the care that is recommended for them. Health reform will reinforce quality as a priority in children's health care and will put quality control measures in place, to improve the level of care all American children receive.

Healthcare Coverage For Children

Preventative care for children is the most important basic step to ensuring a child's overall health and longevity. However, in this country 32% of children are at risk for heart disease, diabetes and more because they are overweight or even obese. Health reform will ensure all children have access to free preventative health care.

Recommended vaccinations will be more accessible. There is even a plan to create a public health system to help prevent disease and illnesses, so many problems can be avoided.

Because all children will be insured under health care reform, there will no longer be problems of lack of access to immunizations, well-child care, prescription drugs and basic dental care. This will improve the development of children and their ability to learn, paving the way for a life of good health and success.

Health insurance costs will be significantly reduced in price under health reform. Even families who are able to get group coverage through their employer have children who are uninsured in two-thirds of cases, because they can not afford premiums. Not all families are provided for under the Children's Health Insurance Program. Health care reform intends to remedy this situation by providing assistance with premiums, imposing out-of-pocket limits and making the health care system more streamlined.

Increased Choices Will Ensure Kids' Needs Are Met

The health reform plan will create one-stop shopping through health insurance exchanges, to let families take charge of their coverage by comparing prices and plans quickly and easily in order to find the right option for their needs.

There will be more choices that are affordable under the new plan. Increased competition will mean more choices and more accountability for insurers. The days of being boxed into a choice of only a couple of insurers or a couple of plans will be gone.

Childrens Health insurance coverage will also be secure and not dependant on the job situation of an adult in the family. Children will have good health insurance coverage, regardless of their parents' jobs.

These pending changes as a result of health reform will ensure children have the best care possible to prepare them for the future.